Terms & Conditions

Last Updated: May 2026

These Terms & Conditions (“Terms”) govern your use of the True Path Financial website, contact forms, scheduling workflows, communications, and related services. By accessing the website or submitting information through our forms, you agree to these Terms.

01. Services

True Path Financial provides insurance, financial advisory, employee benefits, and related professional services. The website provides information about these services and a way to contact True Path Financial, request information, coordinate appointments, and receive service-related support.

02. SMS Messaging Program

A2P SMS Program Terms

These terms govern the Application-to-Person (A2P) text messaging program operated by True Path Financial.

Program Description

When you opt in by submitting our contact form with your phone number and checking the SMS consent box, you agree to receive non-marketing text messages from True Path Financial. These messages may include:

• Inquiry responses: Replies to questions or requests submitted through the website.
• Appointment coordination: Scheduling, rescheduling, confirmations, reminders, and related logistics.
• Service-related updates: Updates connected to an existing inquiry, appointment, or user-submitted request.
• Customer support follow-ups: Help, clarification, or support related to your inquiry or services.

This SMS program is intended for non-marketing communications unless True Path Financial separately creates and receives approval for a compliant marketing SMS opt-in and campaign.

Message Frequency

Message frequency may vary. You may receive multiple messages depending on the nature of your inquiry, scheduling needs, appointment status, or engagement with True Path Financial.

Costs

Message and data rates may apply based on your mobile carrier plan. True Path Financial does not charge for SMS messages, but your carrier may charge message or data fees.

Opt-Out

Reply STOP to any text message at any time to cancel. You may receive one final confirmation message confirming that you have been unsubscribed.

Help

Reply HELP for assistance, or contact True Path Financial at info@truepathfinancial.com or (509) 555-0142.

No Third-Party Sharing

We will not sell, rent, or share your phone number or SMS consent data with third parties for their own marketing purposes.

Carrier Liability

Carriers are not liable for delayed or undelivered messages. Delivery of messages is subject to effective transmission by your mobile carrier and network operator and is outside the control of True Path Financial.

Age Requirement

You must be 18 years of age or older to use this SMS service. By opting in, you confirm that you are at least 18 years of age or have the appropriate consent required by applicable law.

03. Website Use

By accessing or using our website, you agree to:

• Use the website only for lawful purposes.
• Not attempt to gain unauthorized access to any portion of the website, forms, systems, or related services.
• Not use the website in any way that could damage, disable, overburden, or impair its functionality.
• Not submit false, misleading, fraudulent, or unauthorized information through our contact forms.

04. Intellectual Property

All content on this website, including text, images, logos, graphics, design elements, and other materials, is owned by True Path Financial or used with permission and is protected by applicable copyright, trademark, and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from website content without express written permission.

05. Professional Services Disclaimer

Information on this website is provided for general informational purposes only and does not create a client relationship unless and until a separate agreement, intake process, or service arrangement is completed. Website content should not be relied upon as a substitute for professional, medical, legal, financial, or other specialized advice. If you have an emergency or urgent safety concern, contact emergency services or appropriate crisis resources immediately.

06. Limitation of Liability

To the fullest extent permitted by law, True Path Financial shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the website, forms, communications, or services, even if we have been advised of the possibility of such damages.

07. Third-Party Links

Our website may contain links to third-party websites, tools, platforms, or resources. These links are provided for convenience only. True Path Financial does not control and is not responsible for third-party websites, content, privacy practices, or services.

08. Privacy Policy

Your use of our website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our data collection and usage practices.

09. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Washington, without regard to conflict of law principles, unless otherwise required by applicable law.

10. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to our website unless otherwise stated. Your continued use of the website after any changes constitutes your acceptance of the revised Terms.

11. Contact Us

If you have questions about these Terms, please contact us: